Blog — Ajad van Wyk

Articles

0

Minutes reading

0+

Topics covered

0

Topics

Featured

Featuredagentic-aisystems-engineeringsoftware-architecturemulti-agentsecurity

Systems Engineering: Building Agentic Software That Works

Most agentic apps fail not because of bad models, but bad system design. Here's the five-layer framework that actually works.

Key theme: agentic-ai + systems-engineering + software-architecture + multi-agent + security — where professional practice meets emerging capability.

07 Apr 20266 min read read

Read

FeaturedAIFinanceSouth AfricaCreditBiasFintech

Does financial AI developed primarily on US/EU data systematically misprice African credit risk? Evidence from SA lending markets

The deeper problem is that credit AI models were never really designed to price African credit risk at all. They were built on the assumption that creditworthiness leaves a formal paper trail. In South Africa, that assumption fails for a large majority of the adult population — and the consequences range from exclusion to predatory targeting.

Key theme: AI + Finance + South Africa + Credit + Bias + Fintech — where professional practice meets emerging capability.

07 Apr 202612 min read

Read

FeaturedAILaw

South Africa's National AI Policy Framework: A Blueprint for Responsible Innovation

In October 2024, the Department of Communications and Digital Technologies published South Africa's first formal national AI policy. Not legislation, not a finished product — a strategic foundation and an opening position in a longer, more contested conversation about how this country governs one of the most consequential technologies of our time.

Key theme: AI + Law — where professional practice meets emerging capability.

01 Apr 20266 min read

Read

FeaturedHuman RightsLGBTQ+NamibiaLawAfrica

Green Light for Hate: Leadership Failure and Anti-LGBTQ Violence in Namibia

Namibia presents a constitutional contradiction that has become a crisis. Courts have progressively extended rights to LGBTQ persons, while the legislature has enacted laws criminalising queer visibility. In this space, six queer Namibians were killed in 2023–2024. Not one death could be prosecuted as a hate crime.

Key theme: Human Rights + LGBTQ+ + Namibia + Law + Africa — where professional practice meets emerging capability.

01 Apr 202618 min read

Read

Writing Philosophy

How I approach the page

These are the principles that guide what I write and how I write it. They reflect a belief that professional writing should be useful, not performative.

Clear writing is clear thinking made visible.

New pieces published regularly across finance, law, and AI. Each one tries to say something specific and useful.

Get in touch