GitHubajadvw@icloud.com
AV

Ajad van Wyk

Law, Finance & Software
Translating legal rules and financial frameworks into clean, executable systems.

Cape Town, South Africa
Recent Writing8

Recent Writing

Insights on law, finance & software

Recent Writing8
01

SOUL.md: the file that makes your AI agent actually yours

02

96.6% recall with no API keys: MemPalace stores AI context locally

03

The self-healing skill: AI that learns between sessions

04

Your AI agent is winging it. Skills are how you fix that.

05

Does financial AI developed primarily on US/EU data systematically misprice African credit risk? Evidence from SA lending markets

8 posts
Open Vault
official credentials

BCom Law

Graduated Magna Cum Laude
conferred upon

Ajad van Wyk

conferred: 2022

Monash South Africa · GPA 3.54 · WAM 81.05% · 2022

Finance, Law & CodeCape Town
Financial Control
RegTech
Python + SQL
LLB
Next.js
Active Experiment

96.6% recall with no API keys: MemPalace stores AI context locally

An experiment using Obsidian as a base to explore a local-first AI memory system that stores content verbatim and retrieves it with 96.6% recall.

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Vol. 01

Mem
Palace

Local AI Memory

Ajad van Wyk2026

Let's build together

Translating legal rules and financial frameworks into clean, executable systems.

FinTech SystemsRegTech & ComplianceTechnical Architecture